13 Winter Wedding Outfit Formulas for Every Budget

1. Thrifted Dress + Thermal Layering (Ultra-Low: $0–75)

If you want to look put-together without spending much, start with a secondhand midi or knee-length dress and add smart thermal layers. Choose a fitted thermal top and leggings to wear underneath; they’re thin but trap heat. A pair of opaque tights or fleece-lined tights adds warmth and keeps the silhouette smooth while low-heel ankle boots handle wet sidewalks. Top with a faux-fur collar or inexpensive shawl for photos—this instantly reads more formal on camera. For accessories, pick one statement earring or a delicate pendant and tuck a compact umbrella in your bag for winter drizzle. Renting is rarely worth it at this price point; instead, look for local thrift stores or community clothing exchanges. Estimated full-outfit cost: $0–75, depending on whether you already own core pieces. This formula adapts well across sizes—seek out stretch or adjustable-waist dresses and layer with a long thermal that doesn’t add bulk. For an India-flavored note, a cotton-silk sari can be worn with a thermal blouse underneath and a wool shawl on top; drape the pallu so it covers shoulders while you move between ceremony and reception.