13 Winter Wedding Outfit Formulas for Every Budget

2. Velvet Midi + Statement Coat (Budget: $75–150)

Velvet looks rich in winter light and photographs well, making a midi velvet dress a strong budget pick. Pair it with a structured wool or pea coat that hits at the hip to maintain your dress’s proportions. Add tights and closed-toe heels or ankle boots with decent tread so you navigate slippery walkways confidently. Keep jewelry warm-toned—gold or brass complements deep jewel velvets—and carry a small clutch that won’t collect snow. If your dress has thin straps, layer a fitted cashmere or merino turtleneck underneath to keep shoulders warm without hiding the silhouette. Renting a coat can be helpful if you only need a heavy outer layer for photos; however, a good wool coat is often worth buying because it’s a repeatable winter staple. Estimated full-outfit cost: $75–150 if you buy budget velvet and an affordable coat, or lower if you borrow a coat. For guests with fuller figures, choose a wrap-style velvet that defines the waist; for petite frames, look for a shorter coat to avoid overwhelming your proportions. An India-style twist is to swap the coat for an embroidered shawl or velvet shawl for warmth during an evening mehndi or reception.