11 Ways to Save on Blood Glucose Testing Strips

7. Understand Medicare and Medicaid coverage rules

Medicare and Medicaid have distinct rules for diabetes testing supplies that affect out-of-pocket costs. Medicare Part B and Part D cover supplies differently depending on whether testing is considered durable medical equipment or prescription supplies tied to insulin use. If you’re on Medicare, review your plan’s formulary or call your plan to confirm what strips are covered and whether prior authorization is needed. Medicaid policies vary by state, so check your state Medicaid website or call member services. If you rely on Medicare or Medicaid, document conversations and ask for written confirmations of coverage amounts and refill policies. Knowing the exact coverage rules helps you avoid unexpected fees and enables you to plan supplemental savings strategies, such as manufacturer programs or mail-order options when permitted.