11 Best Travel Insurance Plans in India to Choose the Right Plan

4. Tata AIG Travel Guard — Good cancellation and delay benefits

Tata AIG’s Travel Guard family of products often emphasises trip cancellation, delay and baggage delay protections — useful features for travellers on fixed itineraries or business trips. If your schedule cannot absorb a missed connection, the cancellation and delay benefits provide reimbursement for non-refundable costs and urgent expenses. Premiums vary by the level of cancellation protection you choose and by destination. This option is a solid pick for business travellers and those booking non-refundable tickets. To speed up claims, save airline notifications, boarding passes and receipts for alternate travel or accommodation. Pros: focused on itinerary protection; Cons: cancellation cover will have specific conditions and documentation requirements.