11 Best Travel Insurance Plans in India to Choose the Right Plan

6. IFFCO Tokio — Solid domestic and international combos

IFFCO Tokio offers a useful mix of domestic and international travel policies, and sometimes multi-trip options for frequent travellers. Their products often come with add-ons for baggage and gadget cover, along with clear policy schedules. This makes them a sensible pick when you want a single provider for multiple trip types or a policy that covers both brief domestic legs and longer international stays. Premium and benefits depend on the chosen plan and add-ons. When comparing, check the gadget or baggage sub-limits so you understand replacement caps. For claims, file within the insurer’s stated timelines and attach police reports for theft or loss where required. Pros: flexible combos and sensible add-ons; Cons: check per-item gadget limits carefully.