11 International Travel Insurance Benefits You Must Check

4. Trip interruption and missed connections

Trip interruption covers unused portions of your trip and extra transportation to get home or rejoin planned activities when an insured event disrupts travel. Missed connections often fall under interruption when a delay causes you to miss a cruise departure or prepaid tour. Typical covered events include sudden illness, emergency at home, or severe weather that strands you beyond a stated period. Policies usually reimburse reasonable additional travel costs and the unused value of prepaid bookings. Keep all receipts for taxis, new flights, and hotels, and collect documentation from carriers showing the cause and length of delay. Some policies have specific time thresholds — for example, coverage might trigger after a delay of six or more hours. Compare limits on interruption coverage and any per-day caps for additional expenses before you buy. For travellers who need tight connection windows—like families with connecting flights back home—higher limits can prevent surprising expenses when plans go wrong.