11 Things: A Packing List for a Stress-Free Trip to India
7. Money, Cards & Secure Storage

Carry a mix of cash and cards for flexibility; small-denomination rupee notes are useful for taxis, chai stalls, and quick tips. Notify your bank about travel dates and destinations to avoid blocked transactions. Keep one or two international debit/credit cards and a backup stored separately in case of loss or card issues. Use an RFID-blocking wallet or a slim neck pouch for valuables while sightseeing. Keep emergency USD or a credit card hidden in a separate place for unexpected situations. Many travelers leave large sums locked in a hotel safe and keep a day fund in a discreet pouch. Make photocopies of cards and note customer-service numbers; store those numbers in your phone and on paper. These small measures reduce the panic that comes with lost cards or limited ATM access.
