8 Currency Exchange Tips to Get the Best Rates and Save Money

2. Skip Airport Exchange Counters

Airport exchange desks are undeniably convenient, but that convenience comes with a cost. Multiple sources find airport kiosks commonly apply higher markups—often 10–15% worse than typical market rates—even when advertising “no commission.” That margin is how operators cover convenience and monopoly access to arriving travellers. Use airport exchanges only for a small emergency amount: enough for transport and immediate tips. For the rest, rely on pre-ordered cash, fee-friendly cards, or ATMs in town that usually give better rates. If you must use the airport, compare the buy and sell rates displayed and do quick arithmetic to see the effective markup. Many travellers find that a little planning avoids airport exchanges altogether; carrying a small stash of local currency or a prepaid card bought at home eliminates expensive last-minute purchases. Keep in mind that desperation at arrival—jet lag, language hurdles, or lack of signage—drives poor choices, so prepare a small arrival plan to reduce the impulse to use airport kiosks.